Watu Credit

To qualify for any smartphone on the Watu Credit lipa mdogo mdogo loan, you need to meet the following requirements:

1. Original National ID: Waiting Cards and Abstracts not allowed.
2. Be at least 18 years old, with your Original ID physically available.
3. No active loans with Watu Credit for other phones, motorbikes or cars.
4. Mpesa Line which serves as your account number during payment.
5. A valid next of kin name and phone number.
6. The required Deposit, depending on the phone model

Affordable Deposits: At Watu Simu, you get flexible and affordable financing options for purchasing the latest smartphones.

Easy Installments: Watu Simu allows you to pay for your favorite phone in small installments over a period of one year. The daily/weekly installments are paid via Mpesa, ranging from Ksh 70 to Ksh 290, depending on the phone model.

Phone Varieties: While other financing companies such as Mkopa and Dlight have few gadgets, Watu Simu has several phones on loan. In addition, for every smartphone available at Watu Simu, you get access to all the storage variants.

Quality Assurance: Watu Simu deals with original, brand new Samsung smartphones. This gives you a guarantee of genuine products that are backed by 24 months warranty and after-sales support.

Customer Support: In addition to quality guarantee, Watu Simu offers excellent customer support services to assist users with any technical issues or inquiries related to their lipa mdogo mdogo phones.

Screen Repair: If you get a phone from Watu Simu, you are eligible for discounted screen repair at any accredited Samsung repair center. This offer applies to Samsung Galaxy A13, A14, A23, A24, A34 and A54. The repair is however available once for every gadget.

Focus on 5G Ready Devices: Over 90% of smartphones by Watu Credit are 5G ready, giving users an advantage in terms of internet speeds. These include Samsung Galaxy S23, Galaxy A54, Galaxy A34, Galaxy A24, Galaxy A23 and Galaxy A13 among others.

7 Days Grace Period: Once you pay the initial deposit for any smartphone from Watu Credit you get a full week of free usage days. This gives you ample time to test the phone before you start making the weekly payments.