Watu Simu
Watu Simu is a lipa mdogo mdogo plan for phones by Watu Credit, an asset financing company in Kenya that avails the latest 5G-ready Samsung smartphones and motorbikes on loan.
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| Display | 6.5 Inches, 720 x 1600 Pixels |
| Processor | 2.0 GHz Octa-core |
| Camera | 50MP + 2MP + 2MP |
| Storage | 128GB/64GB, MicroSD up to 1TB |
| RAM | 4GB |
| Battery | 5,000mAh, 10W Fast Charging |
| Software | Android 13, One UI 5.1 |
| Deposit | 128GB - Ksh 7,000; 64GB - Ksh 6,500 |
| Installments | Ksh 111 Daily; Ksh 3,116 Monthly |
KSh7,000
| Display | 6.6 Inches, 1080 x 2408 Pixels |
| Processor | 2.0 GHz Octa-core |
| Camera | 50MP + 5MP + 2MP |
| Storage | 64GB/128GB, MicroSD up to 1TB |
| RAM | 4GB |
| Battery | 5,000mAh, 15W Fast Charging |
| Software | Android 13, One UI 5.1 |
| Deposit | 64GB - Ksh 6,500; 128GB - Ksh 7,000 |
| Installments | Ksh 123 Daily; Ksh 3,436 Monthly |
KSh7,000
| Display | 6.5 Inches, 1080 x 2340 Pixels |
| Processor | 2.2 GHz Octa-core |
| Camera | 50MP + 5MP + 2MP |
| Storage | 128GB, MicroSD up to 1TB |
| RAM | 4GB/6GB |
| Battery | 5,000mAh, 25W Fast Charging |
| Software | Android 13, One UI 5.1 |
| Deposit | 4GB- Ksh 8,000; 6GB - Ksh 8,500 |
| Installments | Ksh 173 Daily; Ksh 4,836 Monthly |
KSh8,500
| Display | 6.5 Inches, 720 x 1600 Pixels |
| Processor | 2.3 GHz Octa-core |
| Camera | 13MP + 2MP |
| Storage | 64GB/32GB MicroSD up to 1TB |
| RAM | 3GB + 4GB Virtual RAM |
| Battery | 5,000mAh, 10W Fast Charging |
| Software | Android 13, One UI 5.1 |
| Deposit | 64GB- Ksh 4,000; 32GB - Ksh 3,500 |
| Installments | Ksh 80 Daily; Ksh 2,236 Monthly |
KSh4,000
| Display | 6.5 Inches, 720 x 1600 Pixels |
| Processor | 1.6 GHz Octa-core |
| Camera | 8MP F2.0 |
| Storage | 32GB, MicroSD up to 1TB |
| RAM | 2GB |
| Battery | 5,000mAh, 10W Fast Charging |
| Software | Android 12 Go Edition |
| Deposit | Ksh 3,754 |
| Installments | Ksh 71 Daily; Ksh 2,130 Monthly |
| Cash Price | Ksh 14,500 |
KSh3,800
New Arrival
| Main Display | 6.7 Inches 1080 x 2640 Pixels |
| Cover Display | 3.4 Inches 720 x 748 Pixels |
| Processor | 3.2 GHz Octa-core |
| Camera | 12MP + 12MP |
| Storage | 256GB, MicroSD up to 1TB |
| RAM | 8GB |
| Battery | 3,700mAh, 25W Fast Charging |
| Software | Android 13, One UI 5.1 |
| Deposit | Ksh 40,000 |
| Installments | Ksh 5,200 Weekly; Ksh 20,800 Monthly |
KSh40,000
New Arrival
| Main Display | 7.6 Inches 1812 x 2176 Pixels |
| Cover Display | 6.2 Inches 904 x 2316 Pixels |
| Processor | 3.36 GHz Octa-core |
| Camera | 50MP + 10MP + 12MP |
| Storage | 512GB, MicroSD up to 1TB |
| RAM | 12GB |
| Battery | 4,400mAh, 25W Fast Charging |
| Software | Android 13, One UI 5.1 |
| Deposit | Ksh 68,000 |
| Installments | Ksh 8,216 Weekly; Ksh 32,864 Monthly |
KSh68,000
| Display | 6.5 Inches, 720 x 1600 Pixels |
| Processor | 2.3 GHz Octa-core |
| Camera | 50MP + 2MP |
| Storage | 64GB, MicroSD up to 1TB |
| RAM | 4GB + 4GB Virtual RAM |
| Battery | 5,000mAh, 10W Fast Charging |
| Software | Android 12, One UI Core 4.1 |
| Deposit | Ksh 5,400 |
| Installments | Ksh 91 Daily; Ksh 2,730 Monthly |
KSh5,400
| Display | 6.4 Inches, 1080 x 2340 Pixels |
| Processor | 3.2 GHz Octa-core |
| Camera | 50MP + 12MP + 5MP |
| Storage | 256GB/512GB, MicroSD up to 1TB |
| RAM | 8GB |
| Battery | 5,000mAh, 25W Fast Charging |
| Software | Android 13, One UI 5.1 |
| Deposit | Ksh 16,500 |
| Installments | Ksh 2,054 Weekly; Ksh 8,216 Monthly |
KSh16,500
Advantages of Watu Simu
- Affordable initial deposits starting as low as Ksh 3,800.
- Wallet friendly daily instalments as low as Ksh 70.
- Latest 5G-ready Samsung phones available.
- Swift Registration with No CRB Checks.
- 2 Years Warranty and after-sales support.
- Excellent Customer Care and subsidized screen repair.
- Grace Period of 7 days after phone registration.
- Wide Network of Watu Simu shops and agents in Kenya.
Eligibility Requirements
- Original National ID.
- No outstanding loans with Watu Credit.
- 18 Years minimum age.
- Registered Safaricom Mpesa Line.
- Next of Kin name and Phone Number.
- Required Deposit to unlock the phone.
Quick Watu Simu Hacks
- Balance Inquiry: To check the balance for your Watu Simu phone, Dial *876# and follow instructions.
- Payment: Use the Watu Simu PAYBILL 650880 and your ID Number as the Account number.
- Watu Simu Customer Care: Toll Free Number – 0800 722 245. WhatsApp Number for Orders – 0721 114 168