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Looking for Lipa Mdogo Mdogo Phones?
We have the largest collection of the latest NOKIA, SAMSUNG, M-KOPA and other phones available on loan in Kenya. We also have TECNO and ITEL, plus we are soon adding OPPO and INFINIX phones to our lipa mdogo mdogo phones catalogue. Also known as lipa pole pole phones, these gadgets are just a call away. All you need to do is place an order and the phone will be delivered to your doorstep. Payment upon delivery in Nairobi and Kiambu Counties.
Are they Original Phones?
Absolutely Yes! The phones sold on lipa mdogo mdogo are brand new, original and come with a 2 years Warranty.
Incase of any unintentional fault, you can always access free service or replacement from the respective offices and repair centers in Kenya.
Lipa mdogo mdogo is a financing option for the same Samsung, Tecno, Itel, Infinix or Nokia phones available at various retail outlets in cash.
The only difference you will notice is an additional App that helps you to manage your payments and displays the progress of your daily/weekly/monthly installments.
No additional branding with Mkopa or any other lender’s colors, they are normal Samsung, Tecno and Nokia phones.
How does it Work?
The arrangement begins with an initial affordable deposit paid after delivery, after which the device is unlocked for use.
Thereafter, you are expected to make daily or weekly payments ranging from Ksh 40 to Ksh 100 depending on the smartphone model and features.
Unlike other installments plans where you have to pay the full amount to pick your phone, lipa mdogo mdogo agents will deliver the phone first, then you pay the deposit and use your gadget as you make the daily payments.
The installment periods for most smartphones sold on loan in Kenya run for up to 365 days (1 year), after which you completely own the gadget. You can then uninstall the payments app and your phone runs just fine.
CRB Check for Lipa Mdogo Mdogo?
These Lipa mdogo mdogo phones on on loan are available to anybody in Kenya, your CRB status notwithstanding. Only the phones sold at Safaricom shops require you to have a clean credit record with CRB listings.
In fact, the registration for these gadgets takes less than 5 minutes. The agent submits your ID details and within less than a minute, your account is ready. Once you pay the deposit, the phone is ready for use. No CRB checks.
Below are the latest lipa mdogo mdogo phones available on loan in Kenya:
Samsung Lipa Mdogo Mdogo Phones
We have several Samsung phones that you can pay in installments: Samsung Galaxy A03 Core, Galaxy A03s, Galaxy A02, Galaxy A12, Galaxy A13, Galaxy A22, Galaxy A23, Galaxy A33 and Galaxy A53 with deposits ranging between Ksh 4,000 and Ksh 14,000.
Here’s an updated pricelist of Samsung lipa mdogo mdogo phones available in Nairobi (September 2022):
| Phone Model | Deposit (Ksh) | Daily Payments (Ksh) | Details & Orders |
| Samsung A3 Core | 4,000 | 60 | Features |
| Samsung A03s | 4,000 | 65 | Features |
| Samsung A03 | 5,000 | 70 | Features |
| Samsung A12 | 4,499 | 70 | Features |
| Samsung A22 | 5,999 | 85 | Features |
| Samsung A13 | 7,500 | 100 | Features |
| Samsung A23 | 9,500 | 130 | Features |
| Samsung A33 | 11,000 | 170 | Features |
| Samsung A53 | 14,000 | 170 | Features |
It is important to note that all the above Samsung phones are Single SIM. However, you can still get the Dual SIM variants.
There are currently five models available: Galaxy A3 Core, Galaxy A03s, Galaxy A02, Galaxy A12 and Galaxy A13 (all powered by Dlight Design), at comparatively cheaper deposits compared to the Mkopa phones.
At Biashara Place, our motivation is to avail all the options for you to make an informed choice. It is for this reason that we regularly update out catalogue with lipa mdogo mdogo smartphones from several outlets in Kenya. If you don’t find it here, you can be sure it is yet to be rolled out.
Dual SIM Samsung Phones
Dual SIM brings convenience. A Dual SIM smartphone helps you significantly reduce the cost of your calls, SMS service or data service, by ensuring you are never tied to a single service provider.
It’s the convenience of having separate lines for your business and personal engagements. Plus it lets you enjoy better coverage and mobile plans from different networks – Safaricom, Airtel, Telkom…
We have several Dual SIM Samsung phones available on lipa mdogo mdogo terms, with very affordable initial deposits and flexible daily/weekly/monthly installments.
Below are the latest prices of Samsung Dual SIM smartphones available on lipa mdogo mdogo in Kenya:
| Phone Model | Deposit (Ksh) | Daily Payments (Ksh) | Details & Orders |
| Samsung A3 Core | 1,800 | 50 | Features |
| Samsung A03 | 2,700 | 75 | Features |
| Samsung A02 | 2,500 | 65 | Features |
| Samsung A13 | 5,500 | 100 | Features |
1. Samsung A03 Core (Single SIM, 32GB/2GB, 8MP Camera, 5000mAh Battery)
This is one of the most affordable lipa mdogo mdogo smartphones, available at a deposit of Ksh 4,000 and with easy installments of of Ksh 60 daily.
Galaxy A03 Core is a relatively powerful Android 11 smartphone with a 5000mAh battery and 32GB Internal Storage.
2. Samsung A03 (Single SIM, 32GB/3GB, 13MP Dual Camera, 5000mAh Battery)
If you are looking for an affordable yet powerful smartphone, consider the Galaxy A03. With a 13MP + 2MP Main Camera, you can capture clear, beautiful photos of your favorite moments.
Available at a deposit of Ksh 5,000 and daily installments of Ksh 70 daily, Galaxy A02 comes with a large 6.5″ Infinity-V Screen that makes it a great companion for video and gaming lovers.
The smartphone features an impressively large 5,000mAh battery, which gives you an assurance of uninterrupted heavy usage throughout the day without the need for a recharge.
If you are interested in the Dual SIM Samsung A02, you are required to pay a deposit of Ksh 2,500 and thereafter easy installments of Ksh 65 daily.
3. Samsung A03s (Single SIM, 32GB/3GB, 6.5″, 13MP Triple Camera, Fingerprint Sensor)
Galaxy A03s is an excellent 4G Single SIM smartphone with a massive 5000mAh battery. Boasting an HD display, 13MP+ 2MP dual cameras, and the latest Android 11, this phone is great for anyone looking for a large screen phone that will last you all day long.
Galaxy A03s has a lush super AMOLED display that’s sharp and vibrant. It’s powered by 2GB of RAM and comes with 64 GB of onboard storage and expandable space via MicroSD. The Single SIM variant is available at a deposit of Ksh 4,000 and daily installments of Ksh 65.
4. Samsung A12 (Single SIM 64GB/4GB, 48MP Quad Camera, 5000mAh Battery)
This is one of the most popular lipa mdogo mdogo phones, mainly due to its massive 48MP + 5MP + 2MP + 2MP Quad Camera coupled with its impressive 64GB Internal Storage and 4GB RAM.
Galaxy A12 also features the much-coveted side mounted fingerprint sensor for convenient security. The Single SIM variant is available at a deposit Ksh 4,499, and daily installments of Ksh 70, a real opportunity to easily upgrade your smartphone experience.
You can still get the Dual SIM variant with the same Storage, RAM and camera features, at a deposit of Ksh 4,000 and easy installments of Ksh 90 daily.
5. Samsung A22 (Single SIM, 64GB/4GB, 48MP Quad Camera)
The latest in the Mkopa collection, Galaxy A22 is a real deal for people looking for an affordable Android 11, powerful smartphone on lipa mdogo mdogo terms.
By paying a deposit of Ksh 5,999, you get the phone and settle the balance in daily installments of Ksh 85. Of all lipa mdogo mdogo phones available in Kenya, Galaxy A22 is the most powerful, featuring the latest Android software and impressive front and rear cameras and adequate internal storage.
Nokia Lipa Mdogo Mdogo Phones
Lipa Mdogo Mdogo has a number of Nokia Android phones too, among them Nokia 1.4, Nokia 2.4, Nokia 3.4, Nokia C01, Nokia G20, Nokia G10 and Nokia 5.4 with initial deposits ranging between Ksh 3,500 and Ksh 9,500.
You are then expected to pay the balance in daily installments ranging between Ksh 50 and Ksh 85 for a period of one year, after which you completely own the gadget. All these Nokia phones are Dual SIM and feature the latest Android 10 and Android 11 Operating Systems, with a guarantee of several years of free software updates.
| Phone Model | Deposit (Ksh) | Daily Payments (Ksh) | Details & Orders |
| NOKIA C01 | 3,499 | 50 | Features |
| NOKIA 1.4 | 3,299 | 45 | Features |
| NOKIA 2.4 | 3,499 | 50 | Features |
| NOKIA 3.4 | 4,999 | 65 | Features |
| NOKIA 5.4 | 5,499 | 85 | Features |
| NOKIA G20 | 4,999 | 70 | Features |
| NOKIA 2.3 | 4,000 | 50 | Features |
| NOKIA C21 | 4,300 | 60 | Features |
| NOKIA C21 Plus | 5,300 | 70 | Features |
| NOKIA G21 | 6,000 | 90 | Features |
| NOKIA G50 | 9,500 | 135 | Features |
6. Nokia C01 Plus (16GB/1GB, 5MP Camera, Dual SIM)
With all the Mkopa Samsung phones being Single SIM, the Nokia models are a perfect choice for users seeking to enjoy the convenience of Dual SIM gadgets.
NOKIA C1 Plus is one such affordable gadget, currently available at a deposit Ksh 3,499, followed by daily payments of Ksh 50 for a period of 365 days.
This affordable smartphone features a 5.45” screen, 2500mAh battery and Android 9 Operating System out of the box. The 5MP front camera is accompanied by a flash to light up your selfies.
7. Nokia 1.4 (16GB/1GB, 5MP Camera, Dual SIM)
Another Dual SIM feature-packed smartphone available on Mkopa’s Lipa Pole Pole payment model is the Nokia 1.4.
Available at a deposit of Ksh 2,499, this smartphone is ready for the latest Android 11 Operating system, giving you an opportunity to enjoy the latest features.
8. Nokia 3.4 (32GB/2GB, 5MP Camera, Dual SIM)
One of the most popular Mkopa Dual SIM phones, Nokia 3.4 has a huge 6.39″ HD+ punch hole display, so you can watch your favorite shows or enjoy the latest trends on such a large screen.
You don’t have to worry about running out of battery either because it lasts up to two days! The Nokia 3.4 also has a powerful triple camera, which has AI imaging for even better photos.
To get the smartphone, you will be required to pay a deposit Ksh 4,999, and thereafter installments of Ksh Daily Ksh 65 for 365 days.
9. Nokia 5.4 (128GB/4GB, 48MP Quad Camera, Dual SIM)
The Nokia 5.4 is a dual-SIM smartphone with a 6.39-inch HD+ display with a resolution of 1440 x 720 pixels.
The smartphone comes with 4GB of RAM and 128GB of internal storage which can be further expanded via microSD card (up to 256GB). Its available at a deposit 5,499, and the balance payable in daily installments of Ksh 85 for 365 days.
TECNO Phones on Loan
We also have a growing list of Tecno phones on Lipa Mdogo Mdogo loan offers, mainly from the affordable yet powerful Spark series.
1. TECNO Spark 8 (64GB/2GB, 6.52″, 16MP Dual Camera, 5000mAh Battery)
The new Tecno Spark 8 smartphone is now available on lipa mdogo mdogo loan in Kenya. It’s a 4G Dual SIM smartphone featuring a 6.52-inch HD+ Dot Notch Screen, a 16MP AI-Enhanced Dual Rear Camera, and 64GB of internal memory.
Spark 8 is powered by a powerful Octa-core processor that is built for high-performance, offering a fluid user experience, with Super Boost System Optimization.
To get the Tecno Spark 8 on the Dlight Lipa Mdogo Mdogo loan anywhere in Kenya, you are required to pay a Deposit of Ksh 4,000 and the balance in easy installments of Ksh 85 daily for 395 days.
2. Tecno Spark 6 (6.8″, 64GB/3GB, 16MP Camera, 5000mAh Battery, Dual SIM)
Tecno Spark 6 is another powerful smartphone available on the Mkopa lipa mdogo mdogo loan, featuring a 6.8-inch HD Display, an impressive 16MP + 2MP + 2MP + QVGA Quad Camera and powered by HiOS 7.0 which runs Android 10 operating System.
Spark 6 is an admirable phone with reputable design, power, and innovative features. Its 6.8-inch HD Display offers crystal-clear viewing experience in vibrant colors, while its sleek metallic unibody makes it look charmingly modern.
To obtain the Tecno Spark 6 on the lipa pole pole loan you are expected to pay a deposit of Ksh 5,000 and the balance in easy Installments of Ksh 85 daily for a period of 365 days.
3. Tecno Pova Neo (6.8″, 64GB/4GB, 13MP Camera, 6000mAh Battery, Dual SIM)
A new arrival in the Dlight Tecno collection, Pova Neo features a 6.8-inch HD+ Mega Screen, a 13MP AI-Enhanced Dual Rear Camera, and 64GB of internal memory.
If you are looking for an affordable but more powerful gadget compared to the Tecno Spark 8, this is the best deal for you, with a cool 4GB RAM and powered by the Helio G25 Octa-core Processor.
It also comes with a massive 6000mAh battery, giving you uninterrupted usage for several hours, powered by a 18W Flash Charging system that gives you over 50% charge in 15 minutes!
To get the new Tecno Pova Neo smartphone on the Dlight lipa mdogo mdogo loan, you are expected to pay Ksh 4,000 upfront, and the balance in easy installments of Ksh 80 daily for a duration of 395 days.
Itel, Infinix and OPPO Phones on Loan
We shall be rolling out more Tecno, Infinix and OPPO smartphones on loan in Nairobi soon, at deposits ranging from Ksh 4,000 to Ksh 6,000. The three popular phone brands are currently only available in cash. Be sure to check our competitive prices in the smartphones category.
Biashara Place has the largest and the most updated collection of the popular OPPO Reno Series, the affordable yet powerful OPPO A-Series, Find X Series as well as OPPO IoT Products such as Bands, Enco Buds, Smart Watches and Headphones at the best prices in Nairobi.
How to buy a Lipa Mdogo Mdogo Phone
Having gone through our updated list of the available lipa mdogo mdogo phones, the next question is how to buy one and from where?
To get any of the listed lipa mdogo mdogo phones anywhere in Kenya:
1. Select the desired phone and click on the BUY NOW option.
2. Fill in your details with your LOCATION and CONTACTS.
3. Place a Cash on Delivery Order.
3. An agent will deliver the phone to your location
4. Provide your ID for the registration process
4. Pay the deposit using the given M-PESA PAYBILL NUMBER.
5. After payment, the phone will be unlocked for use.
NOTE: You are not supposed to pay anything before receiving your phone. All Lipa Mdogo Mdogo phones are only paid through a PAYBILL Number that is sent by the respective company to your registered phone number. When placing an order, always ensure the information provided is accurate to enable us deliver the phone to the right place.
How do I pay for my phone?
You will use the same PAYBILL number given during registration to make your daily/weekly/monthly payments. After payment, your phone will automatically be unlocked and the number of days paid indicated on the Payments App. You can make your payments from any number, only be careful to use the correct account number.
Lipa Mdogo Mdogo Monthly Payments
You are at liberty to make your payments in advance on a weekly or monthly basis. The payments app on your phone will always display a countdown with the number of days paid for.
For instance, if your daily payments are supposed to be Ksh 40, you may decide to pay Ksh 1,200 to cater for the entire month. The app will then count down from 30 to 0 and alert you to make your payments when that time comes.
This delivers great convenience to you if you mainly rely on a monthly salary or wages remitted to your wallet on a weekly basis. You can simply pay for any number of days and go about your business without any worries of your phone being locked.
I lost my Lipa Mdogo Mdogo Phone
Incase your smartphone is stolen or gets lost, you are required to report the issue to the police to get an OB number. Send a picture of the OB so that the account can be locked.
You are then required to go to get in touch with the agent who delivered the phone for assistance. He/she will direct you to the nearest shop where you can be assisted with a replacement. Remember this is not something that can be processed by calling the Customer Care line. You must present yourself to the appropriate shop with a document proving that the first phone is missing.
It is however important to mention that it’s your responsibility to take good care of your phone, just like you take care of a phone you bought in cash. Losing the phone means you still have to pay for it, as spelt out in the purchase agreement. Failure to pay for the phone will definitely earn you a place in the CRB listings.
Safaricom Lipa Mdogo Mdogo Phones
It’s important to note that there is a different type of Safaricom Lipa Mdogo Mdogo phones sold to Kabambe owners at Safaricom shops. Only one phone is available there, the Neon Ray Pro. However, what we have on this page are Original Samsung and Nokia phones whose only requirement for registration is a National ID and the deposit.
Kabambe/Kaduda owners who would like to get the Safaricom Neon Ray phone can do so by dialing *544# and selecting option 5 for Lipa Mdogo Mdogo. Safaricom will access your eligibility based on your current phone type, your CRB status and the how long you have used their services (must be more than one year to qualify).