Samsung Galaxy A04 Lipa Mdogo Mdogo Loan Price in Kenya
- Screen: 6.5 inches, 1600 x 720
- Processor: 2.3GHz Octa-Core
- Main Camera: 50MP Dual
- Front Camera: 5MP
- OS: Android 13; One UI Core 5.1
- RAM: 4GB
- Storage: 64GB
- Battery: 5000mAh, Li-Po
From KSh4,200
The new Samsung Galaxy A04 is now available both on loan and at a cash price in Kenya. Galaxy A04 is a classy smartphone that boasts an impressive 6.5-inch Infinity-V Display, an impressive 50MP Main Camera and powered by the latest Android 13 operating system.
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Samsung A04: Dlight Lipa Mdogo Mdogo
Dlight avails the 64GB/4GB Samsung Galaxy A04 on loan, at an affordable deposit of Ksh 4,200. This is probably the cheapest 64GB/4GB Samsung smartphone available on loan in the Kenyan market.
To get the Samsung Galaxy A04 on the Dlight lipa mdogo mdogo loan, you are required to pay a Deposit of Ksh 4,200 and the balance in easy installments of Ksh 80 daily for 395 days. Monthly (Ksh 2,400) and weekly (Ksh 560) payments also accepted.
Samsung A04: Watu Simu Lipa Mdogo Mdogo
The Samsung Galaxy A04 is also available on loan at Watu Simu, at a deposit of Ksh 5,000. One notable benefit of getting this gadget through the Watu Credit loan is the reducing balance interest rate. This means that you end up paying far much less compared to other asset financing companies.
The Watu Simu lipa mdogo mdogo loan for Samsung Galaxy A04 (64GB/4GB) starts with a Deposit of Ksh 5,400. Thereafter, you are required to pay the balance in daily installments of Ksh 91 (or Ksh 637 weekly) for one year.Â
Samsung A04: Mogo Lipa Mdogo Mdogo
The Samsung Galaxy A04 is one of the most affordable gadgets available on loan at Mogo. To qualify, you must be at least 23 years old and not be negatively listed on CRB. You are also required to provide a certified Mpesa statement as proof of income.
To get the Samsung Galaxy A04 on the Mogo loan, you are required to pay a Deposit of Ksh 4,000. The balance is payable in weekly installments of Ksh 727 for 52 weeks.
Samsung A04 Loans Comparison
The table below is a comparison of the Samsung A04 deposit requirements, installments and total loan prices at Watu Credit, Mogo and Dlight.
Verdict: The lipa mdogo mdogo loan price of Samsung A04 at Watu Simu is the most affordable than both Dlight and Mogo. This is because Watu Credit applies a reducing balance on the loan. The daily installments are more friendly at Dlight, albeit with a longer payment period.
More Samsung Phones on Loan
Apart from Galaxy A04, there are tens of other Samsung phones available at a pocket friendly loan price in Kenya. Below are some of the most popular ones:
Samsung Galaxy A04s(Dual SIM 4G, 128GB/4GB, 50MP Triple Camera)
The Samsung Galaxy A04s and Samsung Galaxy A04 are both budget smartphones that share similar Android 13 experiences, 6.5-inch displays and 4GB RAM. However, the Galaxy A04s employs a more powerful Exynos 850 chipset, a more impressive triple main camera setup, and 64GB/128GB storage options. On the other hand, Galaxy A04 is powered by a Mediatek Helio P35 chipset, features a dual camera setup and only comes with 64GB internal storage. Another notable distinction lies in the biometric security features: the A04s includes a side-mounted fingerprint sensor, enhancing security and convenience, while the A04 lacks this feature.
Samsung Galaxy A04e(Dual SIM 4G, 64GB/3GB, 13MP Dual Camera)
The two phones have the same display size, resolution, battery capacity and front-facing camera. The main difference between the two phones is the processor and the main camera. Galaxy A04 is powered by a more powerful MediaTek Helio G35 processor, hence offers a slightly better performance. In addition, Galaxy A04 has 4GB of RAM, while the Galaxy A04e only has 3GB of RAM. This means that the Galaxy A04 may be able to handle more demanding tasks, such as gaming or multitasking. Finally, the Galaxy A04 has a better main camera set up, with a 50MP main shooter, compared to A04e’s 13MP.
Samsung Galaxy A14(Dual SIM 5G, 128GB/4GB, 50MP Triple Camera)
Samsung Galaxy A14 is undeniably a more powerful phone than the Samsung Galaxy A04. It has a faster processor, a better display, more RAM, more storage, and a better camera setup. Galaxy A14 also has 5G connectivity, which the Galaxy A04 does not have. However, if you are looking for a budget smartphone with a nice camera, ample storage and a reliable battery, the Samsung Galaxy A04 is a good option.
Specifications and Pictures
Storage/RAM

Internal Storage | 64GB |
Available Storage | 48.4GB |
Card Slot | Yes, up to 1TB |
RAM | 4GB |
Camera

Main Camera | 50MP |
Ultra Wide Camera | 5MP F2.2 |
Macro Camera | 2MP F2.4 |
Depth Camera | 2MP F2.4 |
Video Recording | FHD (1920 x 1080) @30fps |
Other Features | Digital Zoom up to 10x 123-degree Ultra Wide Angle Macro / Panorama / Portrait HDR LED Flash OIS |
Front Camera | 5MP |
Video Recording | Full HD 30fps |
Display

Screen Size | 6.6 Inches (167.2mm) |
Resolution | 1080 x 2408 (FHD+) |
Display Technology | PLS LCD |
Display Design | Infinity-V Design |
Color Depth | 16M |
Pixel Density | 396 ppi |
Refresh Rate | 90Hz |
Brightness | 1000 Nits Peak |
Other Display Features | Eye Comfort Shield Always-On Display |
Battery

Battery Capacity | 5000mAh |
Battery Type | Li-Po, Non-Removable |
Fast Charging | Yes, 15W |
Charger in the box | Yes |
Internet Usage (Wi-Fi) | 28 Hours |
Internet Usage (LTE) | 27 Hours |
Video Playback | 26 Hours |
Audio Playback | 174 Hours |
Talk Time (4G LTE) | 56 Hours |
USB Type | Type-C |
Platform
Operating System | Android 13 |
User Interface | One UI 5.1 |
Processor | 2.4 GHz Octa-core |
Chipset | Exynos 850 |
Graphics Processor (GPU) | Mali-G52 |
Other Features
SIM Card Slots | Dual Nano-SIM (4FF) |
Sensors and Security | Accelerometer Side Fingerprint Sensor Virtual Proximity Sensor Gyro Sensor Geomagnetic Sensor Light Sensor Samsung Knox |
Bluetooth Version | 5.3 |
Wi-Fi | Wi-Fi Direct 100 to 400 Mbps Dual-band |
Location Technology | GPS, Glonass, Beidou, Galileo, QZSS |
Stereo Support | No |
Supported Video Formats | MP4, M4V, 3GP, 3G2, AVI, FLV, MKV, WEBM |
Supported Audio Formats | MP3, M4A, 3GA, AAC, OGG, OGA, WAV, AMR, AWB, FLAC, MID, MIDI, XMF, MXMF, IMY, RTTTL, RTX, OTA |
Network | 2G, 3G, 4G |
Colors | Green/Black/White/Copper |
Weight | 195 g |
Dimensions | 164.7 x 76.7 x 9.1 mm |
Release Date | August 2022 |
Price and Availability
Dlight Lipa Mdogo Mdogo Loan | Ksh 4,200 Deposit Ksh 80 Daily for 395 Days |
Watu Simu Lipa Mdogo Mdogo Loan | Ksh 5,400 Deposit Ksh 91 Daily for 365 Days |
Mogo Lipa Mdogo Mdogo Loan | Ksh 4,000 Deposit Ksh 727 Weekly for 52 Weeks |
Features Video
Specification: Samsung Galaxy A04 Lipa Mdogo Mdogo Loan Price in Kenya
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