Samsung Galaxy A04 Lipa Mdogo Mdogo Loan Price in Kenya

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  • Screen: 6.5 inches, 1600 x 720
  • Processor: 2.3GHz Octa-Core
  • Main Camera: 50MP Dual
  • Front Camera: 5MP
  • OS: Android 13; One UI Core 5.1
  • RAM: 4GB
  • Storage: 64GB
  • Battery: 5000mAh, Li-Po

From KSh4,200

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The new Samsung Galaxy A04 is now available both on loan and at a cash price in Kenya. Galaxy A04 is a classy smartphone that boasts an impressive 6.5-inch Infinity-V Display, an impressive 50MP Main Camera and powered by the latest Android 13 operating system.

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9.6Expert Score
Expert's Review

One of the lipa mdogo mdogo best sellers, Samsung A04s is a must have for classy smartphone lovers who are also price conscious. The gadget is slimmer than it’s predecessors, packs ample storage space and is powered by a perfect processor.

Galaxy A04 Pros:
  • 64GB/128GB Storage Options
  • Latest Android 13
  • Impressive 50MP Main Camera
  • Reliable 5000mAh Battery
  • Affordable Loan Price

Samsung A04: Dlight Lipa Mdogo Mdogo

Dlight avails the 64GB/4GB Samsung Galaxy A04 on loan, at an affordable deposit of Ksh 4,200. This is probably the cheapest 64GB/4GB Samsung smartphone available on loan in the Kenyan market.

Loan Requirements:
  • Original National ID
  • Your Valid Phone Number
  • Be at least 18 years old
  • Next of kin name & phone number
  • The required Deposit (Ksh 4,200)
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Lipa Mdogo Mdogo Plan

To get the Samsung Galaxy A04 on the Dlight lipa mdogo mdogo loan, you are required to pay a Deposit of Ksh 4,200 and the balance in easy installments of Ksh 80 daily for 395 days. Monthly (Ksh 2,400) and weekly (Ksh 560) payments also accepted.

Samsung A04: Watu Simu Lipa Mdogo Mdogo

The Samsung Galaxy A04 is also available on loan at Watu Simu, at a deposit of Ksh 5,000. One notable benefit of getting this gadget through the Watu Credit loan is the reducing balance interest rate. This means that you end up paying far much less compared to other asset financing companies.

Loan Requirements:
  • Original National ID
  • Your Valid Phone Number
  • Be at least 18 years old
  • Next of kin name and phone number
  • The required Deposit (Ksh 5,400)
Order now, pay on delivery
Lipa Mdogo Mdogo Plan

The Watu Simu lipa mdogo mdogo loan for Samsung Galaxy A04 (64GB/4GB) starts with a Deposit of Ksh 5,400. Thereafter, you are required to pay the balance in daily installments of Ksh 91 (or Ksh 637 weekly) for one year. 

Samsung A04: Mogo Lipa Mdogo Mdogo

The Samsung Galaxy A04 is one of the most affordable gadgets available on loan at Mogo. To qualify, you must be at least 23 years old and not be negatively listed on CRB. You are also required to provide a certified Mpesa statement as proof of income.

Loan Requirements:
  • Original National ID
  • 6 months M-Pesa statement
  • Be at least 23 years old
  • Next of kin name and phone number
  • The required Deposit (Ksh 4,000)
list of mogo loan phones
Lipa Mdogo Mdogo Plan

To get the Samsung Galaxy A04 on the Mogo loan, you are required to pay a Deposit of Ksh 4,000. The balance is payable in weekly installments of Ksh 727 for 52 weeks.

Samsung A04 Loans Comparison

The table below is a comparison of the Samsung A04 deposit requirements, installments and total loan prices at Watu Credit, Mogo and Dlight.

deposit (Ksh)
DAILY (ksh)
monthly (ksh)
watu simu
Galaxy A04
64GB/4GB; Dual SIM
365 days
Galaxy A04
64GB/4GB; Dual SIM
365 days
Galaxy A04
64GB/4GB; Dual SIM
395 days

Verdict: The lipa mdogo mdogo loan price of Samsung A04 at Watu Simu is the most affordable than both Dlight and Mogo. This is because Watu Credit applies a reducing balance on the loan. The daily installments are more friendly at Dlight, albeit with a longer payment period.

More Samsung Phones on Loan

Apart from Galaxy A04, there are tens of other Samsung phones available at a pocket friendly loan price in Kenya. Below are some of the most popular ones:


Samsung Galaxy A04s(Dual SIM 4G, 128GB/4GB, 50MP Triple Camera)

Galaxy a04s specs
Galaxy A04s vs Galaxy A04

The Samsung Galaxy A04s and Samsung Galaxy A04 are both budget smartphones that share similar Android 13 experiences, 6.5-inch displays and 4GB RAM. However, the Galaxy A04s employs a more powerful Exynos 850 chipset, a more impressive triple main camera setup, and 64GB/128GB storage options. On the other hand, Galaxy A04 is powered by a Mediatek Helio P35 chipset, features a dual camera setup and only comes with 64GB internal storage. Another notable distinction lies in the biometric security features: the A04s includes a side-mounted fingerprint sensor, enhancing security and convenience, while the A04 lacks this feature.


Samsung Galaxy A04e(Dual SIM 4G, 64GB/3GB, 13MP Dual Camera)

Galaxy a04e specs
Galaxy A04e vs Galaxy A04

The two phones have the same display size, resolution, battery capacity and front-facing camera. The main difference between the two phones is the processor and the main camera. Galaxy A04 is powered by a more powerful MediaTek Helio G35 processor, hence offers a slightly better performance. In addition, Galaxy A04 has 4GB of RAM, while the Galaxy A04e only has 3GB of RAM. This means that the Galaxy A04 may be able to handle more demanding tasks, such as gaming or multitasking. Finally, the Galaxy A04 has a better main camera set up, with a 50MP main shooter, compared to A04e’s 13MP.


Samsung Galaxy A14(Dual SIM 5G, 128GB/4GB, 50MP Triple Camera)

Galaxy a14 specs
Galaxy A14 vs Galaxy A04

Samsung Galaxy A14 is undeniably a more powerful phone than the Samsung Galaxy A04. It has a faster processor, a better display, more RAM, more storage, and a better camera setup. Galaxy A14 also has 5G connectivity, which the Galaxy A04 does not have. However, if you are looking for a budget smartphone with a nice camera, ample storage and a reliable battery, the Samsung Galaxy A04 is a good option.

Specifications and Pictures


Internal Storage64GB
Available Storage48.4GB
Card SlotYes, up to 1TB


Samsung Galaxy A04 Camera
Main Camera50MP
Ultra Wide Camera5MP F2.2
Macro Camera2MP F2.4
Depth Camera2MP F2.4
Video RecordingFHD (1920 x 1080) @30fps
Other FeaturesDigital Zoom up to 10x
123-degree Ultra Wide Angle
Macro / Panorama / Portrait
LED Flash
Front Camera5MP
Video RecordingFull HD 30fps


Screen Size6.6 Inches (167.2mm)
Resolution1080 x 2408 (FHD+)
Display TechnologyPLS LCD
Display DesignInfinity-V Design
Color Depth16M
Pixel Density396 ppi
Refresh Rate90Hz
Brightness1000 Nits Peak
Other Display FeaturesEye Comfort Shield
Always-On Display


Battery Capacity5000mAh
Battery TypeLi-Po, Non-Removable
Fast ChargingYes, 15W
Charger in the boxYes
Internet Usage (Wi-Fi)28 Hours
Internet Usage (LTE)27 Hours
Video Playback26 Hours
Audio Playback174 Hours
Talk Time (4G LTE) 56 Hours
USB TypeType-C


Operating SystemAndroid 13
User InterfaceOne UI 5.1
Processor2.4 GHz Octa-core
ChipsetExynos 850
Graphics Processor (GPU)Mali-G52

Other Features

SIM Card SlotsDual Nano-SIM (4FF)
Sensors and SecurityAccelerometer
Side Fingerprint Sensor
Virtual Proximity Sensor
Gyro Sensor
Geomagnetic Sensor
Light Sensor
Samsung Knox
Bluetooth Version5.3
Wi-Fi Wi-Fi Direct
100 to 400 Mbps
Location TechnologyGPS, Glonass, Beidou, Galileo, QZSS
Stereo SupportNo
Supported Video FormatsMP4, M4V, 3GP, 3G2, AVI, FLV, MKV, WEBM
Network2G, 3G, 4G
Weight195 g
Dimensions164.7 x 76.7 x 9.1 mm
Release DateAugust 2022

Price and Availability

Dlight Lipa Mdogo Mdogo LoanKsh 4,200 Deposit
Ksh 80 Daily for 395 Days
Watu Simu Lipa Mdogo Mdogo LoanKsh 5,400 Deposit
Ksh 91 Daily for 365 Days
Mogo Lipa Mdogo Mdogo LoanKsh 4,000 Deposit
Ksh 727 Weekly for 52 Weeks

Features Video

Specification: Samsung Galaxy A04 Lipa Mdogo Mdogo Loan Price in Kenya

Android Version


Battery Capacity


Main Camera

Front Camera

5 Megapixels

Fingerprint Sensor


Dual SIM


Display Size

Large (6.0 – 6.9 inch)



Price in Kenya

Under 20k


Payment Plan

Dlight Loan, Watu Simu Loan

General Inquiries

There are no inquiries yet.

About us

Biashara Place is a retail store that sells mobile phones and accessories. We offer customers the choice of paying in cash or through loan financing, commonly known as Lipa Mdogo Mdogo. We also have a rich blog with detailed comparisons of the best brands, products and services in Kenya, designed to help users make confident financial decisions online.



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