You have probably heard about the Safaricom Lipa Mdogo Mdogo phones, some call them Lipa Pole Pole phones, essentially smartphones sold in Kenya in installments. In this article, we explain all the information you need to know about them, the available models, the prices, the requirements and how to get them.
Here is the deal. Safaricom has a partnership with Google to avail Lipa Mdogo Mdogo phones payable in daily installments as low as Ksh 20 for 12 months. But first, you have to pay a deposit of between Ksh 500 to Ksh 5,000, depending on the phone model. The available models are Neon, Itel and Tecno.
Other phone brands available on the lipa mdogo mdogo plan in Kenya include Nokia (best for a pure Android One experience), Oppo (a leader in rapid-charging innovations), Infinix (best for large battery capacities) and Realme (popular for powerful gaming processors).
Table of Content
Top 7 Safaricom Loan Phones
Below is an updated list of the 7 latest Safaricom lipa mdogo mdogo loan phones in Kenya:
Safaricom Neon Ultra
+ 2GB RAM, 1.0GHz Quad-core
+ 8MP Main Camera
+ 2MP Front Camera
+ 6.5″ Display
+ 3750mAh Battery
+ Android 12 (Go Edition)
Safaricom Neon Smarta
+ 2GB RAM, 1.0GHz Quad-core
+ 5MP Main Camera
+ 2MP Front Camera
+ 5.0″ Display
+ 3000mAh Battery
+ Android 12 (Go Edition)
Tecno Camon 17
+ 4GB RAM, 2.0GHz Octa-core
+ 48MP Main Camera
+ 6.6″ HD Display
+ 5000mAh Battery
+ 18W Fast Charging
+ Android 11, HiOS 7.6
Tecno Spark 7
+ 4GB RAM, 2.0GHz Octa-core
+ 16MP Main Camera
+ 6.5″ HD Display
+ 6000mAh Battery
+ 8MP Front Camera
+ Android 11 + HiOS 7.6
Itel A24
+ 1GB RAM, 1.4GHz Quad-core
+ 5MP Main Camera
+ 5.0″ Display
+ 2400mAh Battery
+ Android 10
Safaricom Neon Ray Pro
+ 1GB RAM, 1.2GHz Quad-core
+ 5MP Main Camera
+ 5.5″ Display
+ 2500mAh Battery
+ Android 8.1 Oreo
Safaricom Neon Ray
+ 1GB RAM, 1.0GHz Quad-core
+ 5MP Main Camera
+ 5.0″ Display
+ 2000mAh Battery
+ Android 8.1 Oreo
Related Content: List of iPhones on the Lipa Mdogo Mdogo Loan
Lipa Mdogo Mdogo Advantages
1. Affordable Financing: Safaricom offers flexible and affordable financing options for purchasing smartphones. This allows individuals who may not have immediate access to funds to acquire a new phone and enjoy its benefits without the burden of making a lump-sum payment.
2. Easy Repayment: Safaricom lipa mdogo mdogo phones follow a pay-as-you-go model, where customers make small installment payments over time. The repayment process is usually done through mobile money platforms, making it convenient for customers to manage their payments.
3. Variety of Smartphones: Safaricom has now enriched the lipa mdogo mdogo phones catalog with new additions from the Tecno and Itel brands.
4. Quality Assurance: Safaricom directly partners with reputable phone manufacturers such as Tecno and Itel to provide customers with high-quality and reliable devices. This ensures that customers receive genuine products that are backed by warranty and after-sales support.
5. Excellent Customer Care: Safaricom offers excellent customer support services to assist users with any technical issues or inquiries related to their lipa mdogo mdogo phones. This provides customers with peace of mind, knowing that they have assistance available if they encounter any difficulties with their devices.
6. Free Data Bundles: If you get a phone from Safaricom, you get free 1GB data bundles during registration.
9. Most Affordable Daily Rates: A quick comparison reveals that the daily rates for Safaricom lipa mdogo mdogo phones are the lowest compared to other lenders such as Watu Simu, Dlight and Mogo.
Related Content: List of Samsung Lipa Mdogo Mdogo Loan Phones
Eligibility Criteria
Not everyone can get a Safaricom Lipa Mdogo Mdogo phone. There are a number of hurdles that lock out most people from accessing the devices. In a nutshell, persons over 75 years, current smartphone owners and those listed on CRB cannot acquire these offers.
The following categories of people are NOT eligible to get the Safaricom Lipa Mdogo Mdogo phones:
1. Persons currently using any 4G smartphone. This includes those who have in the recent past used a 4G phone.
2. Persons listed on CRB due to pending loans – including FULIZA, M-Shwari, HELB and other loans.
3. New customers whose Safaricom lines are less than 1 year old.
4. Persons under 18 years and above 75 years of age.
Related Content: List of Xiaomi Redmi Lipa Mdogo Mdogo Loan Phones
Application Procedure
1. Dial *544# from your device, Select Option 8 (Lipa Mdogo Mdogo)
2. Select Option 1 to Accept the Terms and Conditions
3. Safaricom will access your eligibility and send you a confirmation SMS
4. The SMS also notifies you of the currently available phones and their prices.
5. Select your preferred phone and pay the stipulated deposit via M-Pesa.
Related Content: List of Realme Lipa Mdogo Mdogo Loan Phones
Downsides of Safaricom Loan Phones
Below are the disadvantages of Safaricom lipa mdogo mdogo phones:
For instance, the Neon Ray Pro is a Single SIM (Safaricom only) phone with a non-impressive battery capacity (2500mAh). It cannot sustain heavy usage such as browsing the web and chatting for an entire day. It is also restricted to using a Safaricom line only.
If you are looking for something better than this, check out this, check the latest lipa mdogo mdogo phones catalog, a larger variety of powerful Samsung, Nokia, Tecno, Infinix and OPPO phones available on lipa pole pole terms in Kenya.
These powerful smartphones are among the latest in the market, with amazing features such as the latest Android Operating System, impressive RAM (up to 12GB) and Internal Storage (up to 512GB). Unlike the Safaricom Lipa Mdogo Mdogo phones, these phones are not restricted to Safaricom Sim Cards and are available to anyone irrespective of age and CRB status.
Related Content: List of Watu Simu Lipa Mdogo Mdogo Loan Phones
5 Best Lipa Mdogo Mdogo Phones
Apart from Safaricom, there are several other nice dual sim phones available on loan in Kenya:
Samsung Galaxy A24
+ 6GB RAM, 2.2GHz Octa-core
+ 50MP + 5MP + 2MP Camera
+ 6.5 Inches, 1080 x 2340 Pixels
+ 5000mAh Battery
+ Android 13 + One UI 5.1
+ Ksh 8,449 Deposit
+ Installments of Ksh 160 Daily
Nokia C32
+ 4GB RAM, 1.6GHz Octa-core
+ 50MP + 2MP Main Camera
+ 6.5 Inches, 720 x 1600 Pixels
+ 5000mAh Battery
+ Android 13
+ Ksh 4,324 Deposit
+ Installments of Ksh 85 Daily
Nokia C22
+ 2GB RAM, 1.6 GHz Octa-core
+ 13MP Dual Main Camera
+ 6.5 Inches, 720 x 1600 Pixels
+ 5000mAh Battery
+ Android 13, Go Edition
+ Ksh 3,574 Deposit
+ Installments of Ksh 65 Daily
Samsung Galaxy A04s
+ 4GB RAM, 2.0 GHz Octa-core
+ 50MP + 2MP + 2MP Camera
+ 6.5 Inches, 720 x 1600 Pixels
+ 5000mAh Battery
+ Android 13 + One UI 5.1
+ Ksh 4,520 Deposit
+ Installments of Ksh 105 Daily
Samsung A03 Core
+ 2GB RAM, 1.6 GHz Octa-core
+ 8MP Main Camera
+ 6.5″ HD Display
+ 5000mAh Battery
+ Android 12 (Go Edition)
+ Ksh 3,800 Deposit
+ Installments of Ksh 73 Daily
Related Content: List of Nokia Lipa Mdogo Mdogo Loan Phones
Frequently Asked Questions
What is Lipa Mdogo Mdogo?
Safaricom Lipa Mdogo Mdogo is a program offered by Safaricom, a leading telecommunications company in Kenya. It allows customers to purchase affordable smartphones through easy installment payments, making it more accessible for individuals who may not have the means to buy a phone outright.
How does Safaricom Lipa Mdogo Mdogo work?
With Safaricom Lipa Mdogo Mdogo, customers can select a smartphone from a range of available options and pay for it in installments. The payment period typically ranges from 3 to 12 months, depending on the specific terms and conditions of the program. Customers are required to make an initial down payment, followed by monthly installments until the full amount is paid off.
Who is eligible for Safaricom Lipa Mdogo Mdogo?
Safaricom Lipa Mdogo Mdogo is available to Safaricom customers who meet certain eligibility criteria. Typically, customers need to have an active Safaricom line and meet specific creditworthiness requirements as determined by Safaricom. Eligibility may vary depending on factors such as payment history and the customer’s relationship with Safaricom.
What are the benefits of Safaricom Lipa Mdogo Mdogo?
Safaricom Lipa Mdogo Mdogo offers several benefits to customers. It allows individuals who may not have immediate access to funds to acquire a smartphone and enjoy the benefits of mobile technology. The program also provides flexibility with installment payment options, making it easier for customers to budget and manage their payments.
Can I choose any smartphone with Safaricom Lipa Mdogo Mdogo?
The availability of smartphones may vary depending on Safaricom’s offerings at any given time. Safaricom typically provides a range of smartphone options from various brands and models for customers to choose from. The available options may include both entry-level and mid-range smartphones, offering a variety of features and price points.
What happens if I miss a payment with Safaricom Lipa Mdogo Mdogo?
If a customer misses a payment with Safaricom Lipa Mdogo Mdogo, it may have consequences such as additional charges or late payment fees. It’s important to adhere to the agreed-upon payment schedule to avoid any potential penalties. If a customer consistently fails to make payments, it may affect their creditworthiness and future eligibility for similar programs.
How can I apply for Safaricom Lipa Mdogo Mdogo?
To apply for Safaricom Lipa Mdogo Mdogo, customers can visit Safaricom retail shops or authorized dealers that offer the program. Customers will need to provide the necessary identification and meet the eligibility requirements. The application process typically involves filling out a form and undergoing a credit assessment.
Can I pay off my Safaricom Lipa Mdogo Mdogo phone early?
Yes, it is usually possible to pay off the remaining balance of the Safaricom Lipa Mdogo Mdogo phone before the agreed-upon payment period ends. Customers may need to contact Safaricom or the authorized dealer to inquire about early payment options and any applicable terms or fees.
How Can I Flash a Lipa Mdogo Mdogo Phone
Why would you intend to flash a phone that goes for as little as Ksh 20? And what’s the cost of flashing a phone? FYI: Safaricom makes it impossible for you to tamper with the phone software. Remember the device can still be tracked.
Suppose I Lose my Lipa Mdogo Mdogo Phone
Incase you lose your phone, you are required to continue making the daily payments as stipulated in the agreement. The loan is tied to your Sim Card, so you once you do a SIM replacement, you can use the USSD option to make payments by dialing *544# and selecting the pay option.
If Lost, Can Someone else use the phone?
Yes. If you lose your phone, anyone can easily insert their SIM Card and continue using it, as long as it is not locked. It is your duty to keep the phone secure.
Can I pay for the Lipa Mdogo Mdogo phone in cash?
Yes. You can pay the required full amount in cash via M-PESA. You are also at liberty to clear the amount due before the end of the loan period
Can I FULIZA to Pay for the Phone?
Unfortunately No. You cannot use the overdraft service to pay for your Safaricom Lipa Mdogo Mdogo phone. The service can however be used to pay for the Samsung and NOKIA phones sold using the M-KOPA loan service.
Can I Buy the Phone for Someone?
Yes. You are at liberty to acquire the phone and make payments for someone else. The loan shall be attached to your line.
Does the Lipa Mdogo Mdogo App use my Data?
No. The app is purely for making and tracking your payments. Although it requires data bundles to connect, it does not use your data balance to operate. Remember you cannot uninstall the App.
Kinoti Joseph is a Senior SEO Strategist and Co-Founder at Site Poa Ltd. Kinoti’s proficiency extends to crafting and executing effective digital campaigns, reviews for the latest Gadgets, Artificial Intelligence, Web Hosting and Entrepreneurship.
Hi,can I get mi note 10.
8gb ram and 128rom in lipa mdogo mdogo
Hi can I get lipa mdogo mdogo phone?
what if i have been using a4g phone but got lost and i want to apply for lipa mdogomdogo will i be locked out?
Hi can i get samsung note 10 na lipa mdogo mdogo
how do i apply for a lipa pole pole phone n how are payments made n for how long.